How We Achieved an 826 Credit Score and Financial Freedom with One Income

How We Achieved an 826 Credit Score and Financial Freedom with One Income
In today’s world, financial freedom can seem like an unattainable dream. But I’m here to tell you it’s not only possible but achievable, even on a single income

My husband and I are living proof of this, having reached an impressive 826 credit score after paying down debt—all after I left my government job. 

Here's how we did it, and how you can too.

(pssst...I've even taught my kids this system)

The journey wasn’t easy, but it was transformative. When I decided to quit my government job to pursue my passion, we knew it would be challenging to manage our finances on one income. 

That’s when we utilized the system I had been perfecting for years and it changed our lives.

First, we created our Budget Blueprint, that fit our needs... This essential step helped us set realistic financial goals and understand where every dollar was going. 

By prioritizing our spending and cutting unnecessary expenses, we managed to save more than we ever thought possible.

Next, we tackled debt head-on with effective debt management strategies. 

Using the Snowball Method and some other tools, we focused on paying off our smallest debts first, which kept us motivated and built momentum.
This approach, combined with disciplined budgeting, allowed us to eliminate our debt faster than we imagined.

Understanding basic investment principles was another game-changer. Even with limited funds, we began investing in low-risk options that gradually grew our wealth. 

This step was crucial in building a safety net and planning for the future.  It really catapulted us to the next level too!

Most importantly, we embraced a wealth mindset. 

We stayed committed to our financial goals, reminding ourselves daily that financial freedom was within reach. This positive mindset kept us disciplined and focused, even when times were tough.

Now, I AM EXCITED to share our system through my course:

Empowerpreneur's Guide to Financial Mastery: Unleashing Limitless Success Through Streamlined Budgeting and Wealth Building

This comprehensive course offers all the tools and strategies we used to transform our financial situation, from budgeting and debt management to investment basics and achieving financial freedom.  

This system even allowed us three wonderful years living in Florida while keeping our home base in Iowa!  

If you’re ready to take control of your finances and live a life of abundance, this course is for you. 

Join us on this journey and unlock your financial potential today.  See you there!

Start Where You Are: The Journey to Living Life Fully

Happy day to you! 

Today, I want to share a powerful mantra that has significantly transformed my approach to life and purpose: 

"Start where you are ~ Use what you have ~ Do what you can." 

This simple yet straightforward phrase has been an inspiration for me, especially on days when perfectionism and procrastination try to take the wheel. 

In the past, I often found myself held back by a need for things to be perfect or by putting off action until I felt "ready." Ope!  But we know how that goes, the perfect time rarely comes. 

Life isn't about waiting for the storm to pass but learning to dance in the rain.... dance baby dance!!!
Thriving in every moment, and fulfilling the desires of our souls at every level. 

That, to me, is living life to the fullest.

There's a misconception that living a life of purpose needs to be grand or extraordinary in the eyes of the world. You know.. living life LARGE?!?!  That's great, for sure.. 

But what if it's about finding joy and fulfillment in the simple acts, in the everyday decisions to do something meaningful, regardless of the scale?

I've shifted my perspective to focus on doing it anyway—pushing aside the thoughts that keep me playing small. 

And guess what? It’s freeing. 

It's a reminder that we're not alone in our struggles or aspirations. We're in this together, cheering each other on with a great big 

"Let's GOOOOOOOOOOOO!"

I encourage you to try something new this week, to have a little fun, and to do something just because you want to. Live in that space of fulfillment and savor it. Then the next day... do it again!!  

Keep going!

My goal is to live this kind of life every single day. 

What about you? 

What goals are you reaching for? 

Share your aspirations in the comments below and remember, if you're looking for a community that understands you and your dreams, join my Facebook group here

Together, we can inspire and support each other in living our best life every day!